Early development · not yet available
My Money helps you understand your net worth, track your spending, and make more informed investment decisions, from one calm place.
What it is
A personal finance platform being designed to bring net worth, spending and investments together, instead of leaving them scattered across tools.
Net worth, assets and liabilities in one honest picture, with history you can look back on.
Income, expenses and transactions, categorised so you can see where money actually goes.
Holdings, allocation and rebalancing against your own targets, so each month's decision is clearer.
01Net worth
Bring assets and liabilities together and take regular snapshots. See how net worth moves over months and years instead of guessing.
02Spending
Log income and expenses, review transactions, and understand spending by category. Transfers and investments are kept apart from everyday spend.
03Investments
Track holdings across asset classes, compare actual allocation to your targets, and work out how to direct each month's investment.
04Insights
Plain-language indicators such as emergency runway and savings rate. Each one shows its working, so you can see why a verdict was given.
Why it exists
Net worth in one sheet, expenses in another, investments in a third. It works, until keeping them in sync costs more than the insight is worth. My Money is being built to replace that juggling with one dashboard that does the arithmetic and keeps the numbers readable.
Totals, drift and summaries are calculated for you.
See allocation against your own targets before you invest.
Plain language, readable numbers, and gains and losses shown with signs and labels, not only colour.
Status
My Money is not available to use yet. Today there is a design system and a prototype; the working app is still ahead. There are no accounts or sign-ups on this site.
Planned and Exploring are intentions, not available features, and may change.
There is no waitlist or newsletter yet. For now, the most direct way is a plain email.